Visa Direct Connect Python API Docs | dltHub
Build a Visa Direct Connect-to-database pipeline in Python using dlt with AI harness support for Claude Code, Cursor, and Codex.
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Visa Direct Connect provides APIs for streamlined access to multiple payment endpoints, enabling payouts to accounts, wallets, and cards. The REST API base URL is https://api.visa.com/vdp and Mutual TLS with client certificate and an API-Key header..
dlt is an open-source Python library that handles authentication, pagination, and schema evolution automatically. dlthub provides AI context files that enable code assistants to generate production-ready pipelines. Install with uv add "dlt[hub]" and start loading Visa Direct Connect data in under 10 minutes.
What data can I load from Visa Direct Connect?
Here are some of the endpoints you can load from Visa Direct Connect:
| Resource | Endpoint | Method | Data selector | Description |
|---|---|---|---|---|
| query_payout | /visapayouts/v3/payouts | GET | Retrieve payout transaction status details | |
| get_account_balance | /visapayouts/v3/accountBalance | GET | Get balance for accounts/wallets | |
| get_payout_metadata | /visapayouts/v3/payouts/metadata | GET | Get required/conditional payout fields | |
| validate_payout | /visapayouts/v3/payouts/validate | POST | Validate payout transaction details | |
| send_payout | /visapayouts/v3/payouts | POST | Initiate a payout transaction |
How do I authenticate with the Visa Direct Connect API?
All requests require Mutual TLS (mTLS) client certificate authentication and an API key header formatted as 'Authorization: API-Key {key}'.
1. Get your credentials
- Log in to your account on the Visa Developer Platform. 2. Navigate to your Project Dashboard for the relevant Visa Direct Connect project. 3. Select the target environment (e.g., Sandbox, Certification, or Production) from the left-hand navigation menu. 4. Open the Credentials tab. 5. Locate the X-Pay Token section to retrieve your API Key and Shared Secret, or follow the provided instructions to configure Two-Way SSL (Mutual Authentication) if required by your specific API implementation.
2. Add them to .dlt/secrets.toml
[sources.visa_direct_connect_source] visa_api_key = "your_api_key_here" visa_shared_secret = "your_shared_secret_here"
dlt reads this automatically at runtime — never hardcode tokens in your pipeline script. For production environments, see setting up credentials with dlt for environment variable and vault-based options.
How do I set up and run the pipeline?
Set up a virtual environment and install dlt:
uv init uv add "dlt[hub]"
1. Install the dlt AI harness:
uv run dlthub ai init --agent <your-agent> # <agent>: claude | cursor | codex
This installs project rules, a secrets management skill, appropriate ignore files, and configures the dlt MCP server for your agent. Learn more →
2. Install the rest-api-pipeline toolkit:
uv run dlthub ai toolkit install rest-api-pipeline
This loads the skills and context about dlt the agent uses to build the pipeline iteratively, efficiently, and safely. The agent uses MCP tools to inspect credentials — it never needs to read your secrets.toml directly. Learn more →
3. Start LLM-assisted coding:
Use /find-source to load data from the Visa Direct Connect API into DuckDB.
The rest-api-pipeline toolkit takes over from here — it reads relevant API documentation, presents you with options for which endpoints to load, and follows a structured workflow to scaffold, debug, and validate the pipeline step by step.
4. Run the pipeline:
uv run python visa_direct_connect_pipeline.py
If everything is configured correctly, you'll see output like this:
Pipeline visa_direct_connect_pipeline load step completed in 0.26 seconds 1 load package(s) were loaded to destination duckdb and into dataset visa_direct_connect_data The duckdb destination used duckdb:/visa_direct_connect.duckdb location to store data Load package 1749667187.541553 is LOADED and contains no failed jobs
Inspect your pipeline and data:
uv run dlthub show
This opens the Pipeline Dashboard where you can verify pipeline state, load metrics, schema (tables, columns, types), and query the loaded data directly.
Python pipeline example
This example loads Send Payout and Query Payout from the Visa Direct Connect API into DuckDB. It mirrors the endpoint and data selector configuration from the table above:
import dlt from dlt.sources.rest_api import RESTAPIConfig, rest_api_resources @dlt.source def visa_direct_connect_source(api_key=dlt.secrets.value): config: RESTAPIConfig = { "client": { "base_url": "https://api.visa.com/vdp", "auth": {"type": "api_key", "api_key": api_key}, }, "resources": [ {"name": "query_payout", "endpoint": {"path": "visapayouts/v3/payouts"}}, {"name": "get_account_balance", "endpoint": {"path": "visapayouts/v3/accountBalance"}} ], } yield from rest_api_resources(config) def get_data() -> None: pipeline = dlt.pipeline( pipeline_name="visa_direct_connect_pipeline", destination="duckdb", dataset_name="visa_direct_connect_data", ) load_info = pipeline.run(visa_direct_connect_source()) print(load_info)
To add more endpoints, append entries from the resource table to the "resources" list using the same name, path, and data_selector pattern.
How do I query the loaded data?
Once the pipeline runs, dlt creates one table per resource. You can query with Python or SQL.
Python (pandas DataFrame):
import dlt data = dlt.pipeline("visa_direct_connect_pipeline").dataset() sessions_df = data.query_payout.df() print(sessions_df.head())
SQL (DuckDB example):
SELECT * FROM visa_direct_connect_data.query_payout LIMIT 10;
In a marimo or Jupyter notebook:
import dlt data = dlt.pipeline("visa_direct_connect_pipeline").dataset() data.query_payout.df().head()
See how to explore your data in marimo Notebooks and how to query your data in Python with dataset.
What destinations can I load Visa Direct Connect data to?
dlt supports loading into any of these destinations — only the destination parameter changes:
| Destination | Example value |
|---|---|
| DuckDB (local, default) | "duckdb" |
| PostgreSQL | "postgres" |
| BigQuery | "bigquery" |
| Snowflake | "snowflake" |
| Redshift | "redshift" |
| Databricks | "databricks" |
| Filesystem (S3, GCS, Azure) | "filesystem" |
Change the destination in dlt.pipeline(destination="snowflake") and add credentials in .dlt/secrets.toml. See the full destinations list.
Next steps
Continue your data engineering journey with the other toolkits of the dltHub AI harness:
data-exploration— Build custom notebooks, charts, and dashboards for deeper analysis with marimo notebooks.dlthub-platform— Deploy, schedule, and monitor your pipeline in production.
uv run dlthub ai toolkit install data-exploration uv run dlthub ai toolkit install dlthub-platform
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